9 Critical Questions to Ask Before Signing with an Insurance Agent

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Independent Insurance Agents: Your Trusted Advisors

When it comes to insurance, having a reliable and knowledgeable agent by your side is invaluable. Independent insurance agents are not tied to any specific insurance company, which means they can provide unbiased advice and help you find the best coverage for your needs.

What to Ask Your Independent Insurance Agent

To get the most out of your insurance policy, it's essential to ask your agent the right questions. Here are a few key inquiries to consider:

• What types of coverage do I need?
• How much coverage do I need?
• What are the deductibles and premiums?
• What are the exclusions and limitations?
• What are the benefits of different policy options?

What Not to Say to Your Insurance Agent

While it's important to be open and honest with your insurance agent, there are certain things you should avoid saying:

• Do not apologize or admit fault. This could be used against you in a claim.
• Do not detail your injuries or lack thereof. This information could be used to deny or reduce your claim.
• Do not tell the agent that you are not injured. Even if you feel fine, it's important to get a medical evaluation to rule out any hidden injuries.

Our Expertise in Insurance

We are passionate about the insurance industry and have extensive knowledge in various areas, including:

• Aviation
• Auto
• Business
• Boat
• Disability
• Farm
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